Tips
Is Cruise Insurance Worth It? An Honest Analysis
When cruise travel insurance is genuinely essential vs. when your credit card coverage is enough. Trip cancellation, medical, evacuation costs explained with real examples.
Quick Answer
For cruises over $3,000 or international itineraries, dedicated travel insurance is worth it. For short domestic sailings under $1,500, your credit card may cover enough. Medical evacuation coverage — often $50,000-$150,000 per incident — is the one benefit no credit card matches.
